Making Large Purchases
American Express
Cash Magnet® Card
Dining In & Out
The American Express®
Gold Card
Elevated Travel
Platinum Card®
from American Express
Adventures/Experiences Near & Far
The
American Express®
Green Card
Blue Cash Everyday® Card
from American Express
Blue Cash Preferred® Card
from American Express
Amex EveryDay®
Credit Card
Hilton Honors
American Express Card
The Delta SkyMiles® Reserve
American Express Card
Amex EveryDay®
Preferred Credit Card
Marriott Bonvoy Brilliant™
American Express® Card
The Delta SkyMiles® Gold
American Express Card
The Delta SkyMiles® Platinum
American Express Card
First Year, Then $99¤†
This offer may not be available if you leave this web page and return later.
APR for Pay Over Time Feature‡
15.99% to 22.99% variable APR on eligible charges.¤
APR for Pay Over Time Feature‡
15.99% to 22.99% variable APR on eligible charges.¤
APR for Pay Over Time Feature‡
15.99% to 22.99% variable APR on eligible charges.¤
and 10,000 Medallion® Qualification Miles (MQMs)†
• Enjoy complimentary Platinum Elite status with your Card for the 2021 status year†
• Earn 100,000 bonus points after you make $5,000 in eligible purchases on your Card within the first 3 months of Card Membership.†
• Plus, earn an additional 25,000 bonus points after your first anniversary of Card Membership.†
Offer ends 1/13/2021
- Up to $20 per month on select U.S. Streaming subscriptions
- Up to $20 per month on wireless phone service charges made directly with US wireless telephone service providers
Enjoy VIP status and up to $200 in Uber savings on rides or eats orders in the US annually[1].
[1] Uber Cash and Uber VIP status available to Basic Card Member only
*On up to $6,000 per year in purchases
Terms apply.‡
Great For
- Cash Back with no caps and no categories to track
- Making Large Purchases
- Restaurants
- U.S. Supermarkets
- Everyday Purchases
- Global Lounge Collection‡
- Fine Hotels & Resorts®‡
- Platinum Service
- Travel
- Transit
- Restaurants
- Cash Back
- U.S. Supermarkets
- U.S. Gas Stations
- No Annual Fee¤
- U.S. Supermarkets
- U.S. Gas Stations
- Select U.S. Streaming Subscriptions
- Transit
- Shopping
- U.S. Supermarkets
- Hotels
- U.S. Restaurants
- No Foreign Transaction Fees¤‡
- Delta Medallion Members
- Accomplished, Long-Time Flyers
- Regular International Travelers
- Shopping
- U.S. Supermarkets
- U.S. Gas Stations
- Travel
- Hotels
- Statement Credits
- Savvy Deal Finders
- Rewards on Everyday Spending
- Exciting Weekend Getaways
- Well-Established Professionals
- High Rewards Rates
- Streamlined Travel Benefits
First Year, Then $99¤†
American Express
Cash Magnet® Card
The American Express®
Gold Card
Platinum Card®
from American Express
The
American Express®
Green Card
Blue Cash Everyday® Card
from American Express
Blue Cash Preferred® Card
from American Express
Amex EveryDay®
Credit Card
Hilton Honors
American Express Card
The Delta SkyMiles® Reserve
American Express Card
Amex EveryDay®
Preferred Credit Card
Marriott Bonvoy Brilliant™
American Express® Card
The Delta SkyMiles® Gold
American Express Card
The Delta SkyMiles® Platinum
American Express Card
Compare Card Features and Benefits
Terms and limitations apply.‡
Terms and limitations apply.‡
at select U.S. department stores‡
Terms and limitations apply.‡
Cash back is received in the form of reward dollars that can be redeemed for statement credits, gift cards and merchandise. Cash back cannot be used to pay your Minimum Due.
*On up to $6,000 per year in purchases
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.‡
Terms apply.‡
Terms and limitations apply.‡
*On up to $6,000 in purchases per year.
Terms apply.‡
Terms apply.‡
There are some limitations. For example, purchases of groceries from superstores or warehouse clubs and on certain in-flight purchases that are not directly from Delta, like wifi, will only get 1 Mile.
Benefit Details
* American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.
[1] Uber Cash and Uber VIP status available to Basic Card Member only
*Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
*Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
To read the full terms and conditions, visit americanexpress.com/expeditedtravel
American Express® Credit Cards
American Express Cash Magnet® Card
Your Card is here when you need it. With restrictions on travel, you may not be able to use every benefit right away, but don’t worry – you can still earn other rewards now, then use your travel benefits when the time is right.
Travel With More Confidence
Car Rental Loss and Damage Insurance♦
When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the Rental Company counter, You can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Global Assist® Hotline‡
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. Global Assist® Hotline‡ can help you prepare for your trip with customs information and more. And while you're traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third-party service providers.
Shop With More Confidence
Purchase Protection♦
Your new camera was stolen. You knocked over your new lamp moving your couch. Sometimes the unexpected happens. But when you use your Eligible Card for Covered Purchases, it’s nice to know Membership can help protect your Covered Purchases from accidental damage or theft for up to 90 days from the Covered Purchase date. Please read important exclusions and restrictions.
Pay It‡ Plan It®‡
Pay It Plan It® – two different options that help you quickly pay small amounts or plan the big purchases, while still earning rewards in the same way you do for other purchases.
Dispute Resolution‡
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.‡
Entertainment
American Express Experiences
Stay in the know with exclusive access to ticket presales‡ and Card Member–only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more.‡
The American Express® Gold Card
Your Card is here when you need it. With restrictions on travel, you may not be able to use every benefit right away, but don’t worry – you can still earn other rewards now, then use your travel benefits when the time is right.
Travel With More Confidence
No Foreign Transaction Fees¤‡
See the sights, pick up a souvenir, or just shop for what you need when you’re abroad. Do it all without the foreign transaction fees from American Express with the American Express® Gold Card.
Personalized Travel Service‡
Personalized Travel Service gives you access to a team of Travel Professionals who are ready to help with your travel needs including booking worldwide destinations, reserving hotel rooms and transportation, and planning cruise and tour packages.*
*Fees apply for air travel.
The Hotel Collection‡
With The Hotel Collection, you get a $100 hotel credit on qualifying charges, plus a room upgrade upon arrival, when available, when you book a stay of at least two consecutive nights.‡
Car Rental Loss and Damage Insurance♦
When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the Rental Company counter, You can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Global Assist® Hotline‡
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. Global Assist® Hotline‡ can help you prepare for your trip with customs information and more. And while you're traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third party service providers.
Baggage Insurance Plan♦
Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
The Travel Collection by Travel Leaders Group‡
Get access to travel discounts and amenities when you enroll in The Travel Collection by Travel Leaders Group at no additional cost.
Shop With More Confidence
Extended Warranty♦
When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.
Purchase Protection♦
Your Covered Purchases can be covered when they’re accidentally damaged, stolen, or lost for up to 90 days from the Covered Purchase date with your Eligible Card.
Dispute Resolution‡
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.‡
Entertainment
American Express Experiences
Stay in the know with exclusive access to ticket presales‡ and Card Member–only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more.‡
American Express® Preferred Seating‡
With Preferred Seating, you will have access to premium seats for select cultural and sporting events, based on availability.‡
$120 Dining Credit‡
Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.‡
Platinum Card® from American Express
Your Card is here when you need it. With restrictions on travel, you may not be able to use every benefit right away, but don’t worry – you can still earn other rewards now, then use your travel benefits when the time is right.
Travel With More Confidence
Uber Rides with Platinum™‡
Enjoy VIP status and up to $200 in Uber savings on rides or eats orders in the US annually[1].
[1] Uber Cash and Uber VIP status available to Basic Card Member only
$200 Airline Fee Credit‡
Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Platinum Card® Account.*‡
* American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.
The Centurion® Lounge‡
Discover a sanctuary in the airport. Welcome to The Centurion® Lounge. From the moment you walk in, you’ll see that this isn’t the usual airport lounge. Unexpected touches like a locally-inspired fare meet productive workspaces, high-speed Wi-Fi and service that’s second to none. And of course it’s complimentary for Platinum Card® Members.‡
No Foreign Transaction Fees¤‡
Shop like a local. No matter where you’re traveling, when you use your Platinum Card® there are no foreign transaction fees from American Express.¤‡
Platinum Travel Service
Enjoy personalized travel planning from Platinum Travel Services. Call 800-525-3355 to speak with a Travel Counselor.
The Hotel Collection‡
Get a $100 hotel credit on qualifying charges, plus use Membership Rewards® Pay with Points‡ when you book The Hotel Collection at americanexpress.com/hc. Terms apply.
Car Rental Loss and Damage Insurance♦
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Premium Global Assist® Hotline‡
You can rely on 24/7 medical, legal, financial, and other select emergency coordination and assistance services while traveling more than 100 miles from home. Premium Global Assist® Hotline‡ can direct you to English-speaking medical and legal professionals and arrange for a transfer to a more appropriate medical facility, even if an air ambulance is required. Premium Global Assist Hotline can also help you with prescription replacements, emergency hotel check-ins and cash wires, missing luggage, lost or stolen passports, and more. Card Members may be responsible for the costs charged by third-party service providers.
Baggage Insurance Plan♦
Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $2,000 for checked Baggage and up to a combined maximum of $3,000 for checked and carry-on Baggage. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
Global Lounge Collection‡
When travel calls, we answer. The American Express Global Lounge Collection‡ unlocks access to more than 1,200 airport lounges across 130 countries and counting.
Fee Credit for Global Entry or TSA Pre✓®‡
Stay focused on getting where you need to go. Receive either a statement credit available every 4 years after you apply for Global Entry ($100) or a statement credit available every 4.5 years after you apply for a five-year membership through any Authorized Enrollment Provider for TSA Pre✓® (up to $85) with an eligible Card. If approved for Global Entry, at no additional charge, you will receive access to TSA Pre✓®. Each Additional Card on eligible Card accounts is also eligible for one statement credit for an application fee for a five-year membership every 4 years for Global Entry or every 4.5 years for TSA Pre✓®. To receive the statement credit, the application fee must be charged on the eligible Additional Card.
To read the full terms and conditions, visit www.americanexpress.com/expeditedtravel.
International Airline Program‡
Premium seats. Preferred fares. As a Platinum Card® Member, enjoy Savings every time you book International First, Business and Premium Economy fares on participating airlines with American Express Travel. Learn More or Call the number on the back of your card to book today. Subject to $39 servicing fee per ticket.
Hilton Honors Gold Status Enrollment‡
With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio and earn reward stays faster with Hilton Honors Bonus Points.
Marriott Bonvoy™ Gold Elite Status‡
As a Platinum Card Member, you can upgrade to Marriott Bonvoy Gold Elite Status without meeting any stay requirements. Terms and limitations apply.
Shop With More Confidence
Extended Warranty♦
When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.
Purchase Protection♦
Sometimes your favorite new purchase gets stolen, accidentally damaged, or lost. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date. Please read important exclusions and restrictions.*
*Up to $10,000 per occurrence, $50,000 per calendar year.
Return Protection‡
With Return Protection‡, you may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.
Dispute Resolution‡
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.‡
Entertainment
American Express Experiences‡
Stay in the know with exclusive access to ticket presales‡ and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more‡.
American Express® Preferred Seating‡
With Preferred Seating, you will have access to premium seats for select cultural and sporting events, based on availability.
Concierge‡
Let us take care of it. Concierge is a complimentary service, available day or night. Whether you need expert advice to make arrangements and reservations for a special anniversary dinner, tickets for a Broadway show, or the perfect gift, you can rely on Concierge to help take care of your requests, large and small.‡
By Invitation Only®‡
RSVP to events tailored for you. Your Platinum Card® is your key to specially curated By Invitation Only® experiences. We customize once-in-a-lifetime events – from sporting and fashion to fine dining, art and performances – exclusively for our Platinum Card® Members.‡
Global Dining Collection‡
Concierge is about more than getting you a reservation. With the Global Dining Collection, you can now enjoy special access to culinary events & experiences customized for Platinum Card® Members like you.‡
The American Express® Green Card
Your Card is here when you need it. With restrictions on travel, you may not be able to use every benefit right away, but don’t worry – you can still earn other rewards now, then use your travel benefits when the time is right.
Travel With More Confidence
Car Rental Loss and Damage Insurance♦
When you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter, you can be covered if the car is damaged or stolen. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Global Assist® Hotline‡
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. Global Assist® Hotline‡ can help you prepare for your trip with customs information and more. And while you're traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third party service providers.
Baggage Insurance Plan♦
Travel more comfortably knowing you can be covered by the Baggage Insurance Plan♦ for eligible lost, damaged, or stolen baggage when you purchase the entire fare for a Common Carrier ticket (e.g. plane, train, ship, or bus) on your eligible Card. Coverage can be provided for up to $1,250 for carry-on baggage and up to $500 for checked baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
Trip Delay Insurance - Preferred Cards‡
Booking the trip is easy. Avoiding delays is next to impossible. If a round-trip is paid for entirely with your eligible Card on or after January 1, 2020, and a covered reason delays your trip more than 12 hours, Trip Delay Insurance can help reimburse certain additional expenses purchased on the same eligible Card, up to $300 per trip, maximum 2 claims per eligible Card per 12 consecutive month period. Terms, conditions and limitations apply.‡
LoungeBuddy‡
Whether your goal is to relax, be productive, or just get away from it all, lounge access with LoungeBuddy can help you do it. Use the American Express® Green Card to purchase lounge access through the LoungeBuddy app and receive up to $100 in statement credits per calendar year.‡
Split Purchases in the American Express® App
Now you can split your American Express® Green Card purchases with other Venmo or PayPal users, directly from the American Express® App. We'll divide up the total amount and send out the requests. As others pay you back, the money will be applied to your account with Venmo or PayPal. You’ll still keep all the rewards you earn for each purchase. Simple and rewarding — it’s just another way American Express has your back. Enrollment required.‡
Shop With More Confidence
Purchase Protection♦
When an American Express® Card Member charges a covered purchase with their Card account, Purchase Protection♦ can help protect their purchase for up to 90 days* from the date of purchase if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.
Extended Warranty♦
When you use your American Express® Card for eligible purchases,♦ you can get up to one extra year added to the original manufacturer’s warranty. Applies to warranties of 5 years or less. Please read important exclusions and restrictions.
Entertainment
American Express Experiences
Stay in the know with exclusive access to ticket presales‡ and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more‡.
Blue Cash Everyday® Card
Your Card is here when you need it. With restrictions on travel, you may not be able to use every benefit right away, but don’t worry – you can still earn other rewards now, then use your travel benefits when the time is right.
Travel With More Confidence
Car Rental Loss and Damage Insurance♦
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Global Assist® Hotline‡
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. Global Assist® Hotline‡ can help you prepare for your trip with customs information and more. And while you're traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third-party service providers.
Shop With More Confidence
Purchase Protection♦
Your new camera was stolen. You knocked over your new lamp moving your couch. Sometimes the unexpected happens. But when you use your Eligible Card for Covered Purchases, it’s nice to know Membership can help protect your Covered Purchases from accidental damage or theft for up to 90 days from the Covered Purchase date. Please read important exclusions and restrictions.
Dispute Resolution‡
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.‡
Entertainment
American Express Experiences
Stay in the know with exclusive access to ticket presales‡ and Card Member–only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more.‡
Blue Cash Preferred® Card
Your Card is here when you need it. With restrictions on travel, you may not be able to use every benefit right away, but don’t worry – you can still earn other rewards now, then use your travel benefits when the time is right.
Travel With More Confidence
Car Rental Loss and Damage Insurance♦
When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the Rental Company counter, You can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Global Assist® Hotline‡
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. Global Assist® Hotline‡ can help you prepare for your trip with customs information and more. And while you're traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third-party service providers.
Shop With More Confidence
Return Protection‡
If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.
Dispute Resolution‡
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.‡
Purchase Protection♦
Dropped Your Phone? Sometimes the unexpected happens. But when you use your Eligible Card for Covered Purchases,
it’s nice to know that theft and accidental damage can be covered by Purchase Protection ♦*
*Up to 90 days and $1,000 per occurrence, $50,000 per calendar year.
Entertainment
American Express Experiences‡
Stay in the know with exclusive access to ticket presales‡ and Card Member–only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more.‡
Amex EveryDay® Credit Card
Your Card is here when you need it. With restrictions on travel, you may not be able to use every benefit right away, but don’t worry – you can still earn other rewards now, then use your travel benefits when the time is right.
Travel With More Confidence
Car Rental Loss and Damage Insurance♦
When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the Rental Company counter, You can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Global Assist® Hotline‡
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. Global Assist® Hotline‡ can help you prepare for your trip with customs information and more. And while you're traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third-party service providers.
Shop With More Confidence
Dispute Resolution‡
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.‡
Entertainment
American Express Experiences
Stay in the know with exclusive access to ticket presales‡ and Card Member–only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more‡.
Hilton Honors American Express Card
Your Card is here when you need it. With restrictions on travel, you may not be able to use every benefit right away, but don’t worry – you can still earn other rewards now, then use your travel benefits when the time is right.
Travel With More Confidence
Complimentary Silver Status
Enjoy complimentary Silver status with your Hilton Honors Card. Silver Status gives you a 20% bonus on Hilton Honors Base Points earned from your Hilton Honors stay, plus, you receive the 5th night free on Standard Room Rewards stays of 5 nights or more booked using Points.‡
Hilton Honors Gold Status
Spend $20,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors Gold status through the end of the next calendar year.‡
No Foreign Transaction Fees¤‡
Enjoy international travel without additional fees on purchases made abroad.
Car Rental Loss and Damage Insurance♦
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Global Assist® Hotline‡
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. Global Assist® Hotline‡ can help you prepare for your trip with customs information and more. And while you're traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third-party service providers.
Shop With More Confidence
Dispute Resolution‡
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.‡
Extended Warranty♦
When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.
Purchase Protection♦
Your new camera was stolen. You knocked over your new lamp moving your couch. Sometimes the unexpected happens. But when you use your Eligible Card for Covered Purchases, it’s nice to know Membership can help protect your Covered Purchases from accidental damage or theft for up to 90 days from the Covered Purchase date. Please read important exclusions and restrictions.
Entertainment
American Express Experiences
Stay in the know with exclusive access to ticket presales‡ and Card Member–only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more.‡
The Delta SkyMiles® Reserve American Express Card
Your Card is here when you need it. With restrictions on travel, you may not be able to use every benefit right away, but don’t worry – you can still earn other rewards now, then use your travel benefits when the time is right.
Travel With More Confidence
MQD Waiver‡
Waive the MQDs requirement towards Platinum, Gold or Silver Medallion Status if you make at least $25,000 in purchases in that year with your eligible Delta Card from American Express.
Complimentary Delta Sky Club® Access‡
Pamper yourself and enjoy complimentary access to the Delta Sky Club® + 2 One-Time Guest Passes each year so you can share the experience with family and friends when flying Delta.‡
Complimentary Centurion Lounge® Access‡
Enjoy complimentary access to The Centurion® Lounge when you book your Delta flight with your Reserve Card.‡
Companion Certificate (Domestic First Class, Delta Comfort +, or Main Cabin)‡
Enjoy a Domestic First Class, Delta Comfort+® or Main Cabin round-trip companion certificate each year upon renewal of your Delta SkyMiles® Reserve American Express Card.*‡
*Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
Upgrade Priority for Medallion Members‡
With your Delta SkyMiles® Reserve American Express Card receive upgrade priority over other Medallion members within the same Medallion level and fare class.‡
Fee Credit for TSA Pre-Check or Global Entry‡
Stay focused on getting where you need to go. Receive either a statement credit available every 4 years after you apply for Global Entry ($100) or a statement credit available every 4.5 years after you apply for a five-year membership through any Authorized Enrollment Provider for TSA Pre✓® (up to $85) with an eligible Card. If approved for Global Entry, at no additional charge, you will receive access to TSA Pre✓®. To read the full terms and conditions, visit www.americanexpress.com/expeditedtravel.
First Checked Bag Free‡
You can check your first bag free on Delta flights booked with your Card. You can save up to $60 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $240 per round-trip flight.‡
Priority Boarding (Main Cabin 1)‡
Board early, secure a spot for your carry-on, and enjoy plenty of time to settle in before takeoff on your next Delta flight.‡
Car Rental Loss and Damage Insurance♦
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Baggage Insurance Plan♦
Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
Global Assist® Hotline‡
Whenever you travel more than 100 miles from home, Global Assist Hotline is available for 24/7 medical, legal, financial and other select emergency assistance and coordination services, such as medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.
No Foreign Transaction Fees¤‡
Enjoy travel without foreign transaction fees from American Express with your Delta SkyMiles® Reserve American Express Card.‡
20% Back on In-Flight Purchases‡
Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.‡
Shop With More Confidence
Return Protection‡
If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.
Dispute Resolution‡
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.‡
Extended Warranty♦
When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.
Purchase Protection♦
Sometimes your favorite new purchase gets stolen, accidentally damaged, or lost. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date. Please read important exclusions and restrictions*.
*Up to $10,000 per occurrence, $50,000 per calendar year.
Entertainment
American Express Experiences
Stay in the know with exclusive access to ticket presales‡ and Card Member–only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more.‡
Concierge Service‡
Let us take care of it. Concierge is a complimentary service, available day or night. Whether you need expert advice to make arrangements and reservations for a special anniversary dinner, tickets for a Broadway show, or the perfect gift, you can rely on Concierge to help take care of your requests, large and small.‡
Amex EveryDay® Preferred Credit Card
Your Card is here when you need it. With restrictions on travel, you may not be able to use every benefit right away, but don’t worry – you can still earn other rewards now, then use your travel benefits when the time is right.
Travel With More Confidence
Car Rental Loss and Damage Insurance♦
When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the Rental Company counter, You can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Global Assist® Hotline‡
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. Global Assist® Hotline‡ can help you prepare for your trip with customs information and more. And while you’re traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third-party service providers.
Shop With More Confidence
Purchase Protection♦
When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection♦ can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.
Extended Warranty♦
Why is it that as soon as a Manufacturer's Warranty runs out, something always seem to happen? Use your Eligible Card for Covered Purchases and you can have warranty protection for longer. Extended Warranty♦ matches the Original Manufacturer's Warranty for up to one additional year when you use your Eligible Card. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions*.
*Coverage limited to the actual amount charged on your Card for the item up to $10,000 per item and $50,000 per calendar year.
Return Protection‡
If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.
Dispute Resolution‡
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.‡
Entertainment
American Express Experiences
Stay in the know with exclusive access to ticket presales‡ and Card Member–only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more‡.
Marriott Bonvoy Brilliant™ American Express® Card
Your Card is here when you need it. With restrictions on travel, you may not be able to use every benefit right away, but don’t worry – you can still earn other rewards now, then use your travel benefits when the time is right.
Travel With More Confidence
Car Rental Loss and Damage Insurance♦
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Premium On-property Internet Access‡
For primary Card Members only, available at participating Marriott Bonvoy hotels. Marriott Bonvoy member account number must be provided at the time of reservation. Premium Internet access is limited to one room per eligible Card Member per stay regardless of how many rooms have been reserved. Some exclusions apply (www.marriottbonvoy.com/terms).
Global Assist® Hotline‡
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. Global Assist® Hotline‡ can help you prepare for your trip with customs information and more. And while you’re traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third-party service providers.
Shop With More Confidence
Purchase Protection♦
Sometimes your favorite new purchase gets stolen, accidentally damaged, or lost. But when you use your Eligible Card for Covered Purchases, your Membership can help protect them for up to 90 days from the Covered Purchase date. Please read important exclusions and restrictions.*
*Up to $10,000 per occurrence, $50,000 per calendar year.
Extended Warranty♦
When an American Express® Card Member charges a Covered Purchase with his or her Eligible Card, Extended Warranty♦ can provide up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of 5 years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.
Return Protection‡
If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.
Dispute Resolution‡
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.‡
Entertainment
American Express Experiences‡
Stay in the know with exclusive access to ticket presales‡ and Card Member–only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more.‡
The Delta SkyMiles® Gold American Express Card
Your Card is here when you need it. With restrictions on travel, you may not be able to use every benefit right away, but don’t worry – you can still earn other rewards now, then use your travel benefits when the time is right.
Travel With More Confidence
Priority Boarding (Main Cabin 1)‡
Board early, secure a spot for your carry-on, and enjoy plenty of time to settle in before takeoff on your next Delta flight.‡
First Checked Bag Free‡
As a benefit of Card Membership, you can check your first bag free on Delta flights booked with your Card. You can save up to $60 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $240 per round-trip flight.‡
$100 Delta Flight Credit‡
Get a head-start on your next adventure, compliments of your Card. After you spend $10,000 in purchases in a calendar year, you will receive a $100 Delta Flight Credit to inspire your next travel.‡
Global Assist® Hotline‡
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. Global Assist® Hotline‡ can help you prepare for your trip with customs information and more. And while you're traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third-party service providers.
20% In-Flight Savings‡
Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.‡
No Foreign Transaction Fees¤‡
Enjoy international travel without additional fees on purchases made abroad.‡
Shop With More Confidence
Purchase Protection♦
Your new camera was stolen. You knocked over your new lamp moving your couch. Sometimes the unexpected happens. But when you use your Eligible Card for Covered Purchases, it’s nice to know Membership can help protect your Covered Purchases from accidental damage or theft for up to 90 days from the Covered Purchase date. Please read important exclusions and restrictions.
Extended Warranty♦
When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.
Dispute Resolution‡
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.‡
Entertainment
American Express Experiences
Stay in the know with exclusive access to ticket presales‡ and Card Member–only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more.‡
The Delta SkyMiles® Platinum American Express Card
Your Card is here when you need it. With restrictions on travel, you may not be able to use every benefit right away, but don’t worry – you can still earn other rewards now, then use your travel benefits when the time is right.
Travel With More Confidence
First Checked Bag Free‡
As a benefit of Card Membership, you can check your first bag free on Delta flights booked with your Card. You can save up to $60 on a round-trip Delta flight per person. For a family of four that’s a potential savings of up to $240 per round-trip flight.‡
Priority Boarding (Main Cabin 1) ‡
Board early, secure a spot for your carry-on, and enjoy plenty of time to settle in before takeoff on your next Delta flight.‡
Companion Certificate (Domestic Main Cabin)‡
Receive a Domestic Main Cabin round-trip companion certificate each year upon renewal of Card Membership.*‡
*Payment of the government imposed taxes and fees of no more than $75 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
Fee Credit for TSA Pre-Check or Global Entry‡
Stay focused on getting where you need to go. Receive either a statement credit available every 4 years after you apply for Global Entry ($100) or a statement credit available every 4.5 years after you apply for a five year membership through any Authorized Enrollment Provider for TSA Pre ✓ ® (up to $85) with an eligible Card. If approved for Global Entry, at no additional charge, you will receive access to TSA Pre ✓®.
To read the full terms and conditions, visit americanexpress.com/expeditedtravel
$39 Delta Sky Club Access‡
Card Member and up to 2 guests can access the Delta Sky Club® for an exclusive per-visit rate of $39 per person. Pass is only valid for the location from which it is purchased.‡
MQD Waiver‡
Skip MQD requirements for Medallion® Status by spending $25,000 in a calendar year on your Card.
20% Back On In-Flight Purchases‡
Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.‡
Car Rental Loss and Damage Insurance♦
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Baggage Insurance Plan♦
Travel more comfortably knowing you can be covered for lost, damaged or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
Global Assist® Hotline‡
Whenever you travel more than 100 miles from home, you may be eligible for 24/7 emergency assistance and coordination services , including medical, legal, and passport referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.
No Foreign Transaction Fees¤‡
Enjoy international travel without additional fees on purchases made abroad.‡
Shop With More Confidence
Dispute Resolution‡
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.‡
Extended Warranty♦
When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions
Purchase Protection♦
When something you buy breaks or is stolen, Purchase Protection♦ can have you covered. Use your Eligible Card for Covered Purchases, and your Membership can help protect them for up to 90 days from the Covered Purchase date. Please read important exclusions and restrictions
Entertainment
American Express Experiences
Stay in the know with exclusive access to ticket presales‡ and Card Member–only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more.‡
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1. Do I need to enroll to get the statement credit?
No enrollment is required.
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2. My eligible charges are billed to an Additional Card on my account. Will I receive the statement credit?
Yes, purchases by both the Basic Card Member and Additional Card Member(s) on the eligible Card Account are eligible for statement credits. However, the total amount of statement credits for each Card Account will not exceed $20 per month on select U.S. streaming subscriptions and $20 per month on wireless telephone services purchased directly from U.S. service providers, and the total will not exceed $40 per month.
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3. When will I start to receive this credit?
Eligible Card members will begin earning monthly statement credits for eligible purchases on May 1st 2020 through Dec 31st 2020. Statement credit(s) will post 2-4 weeks after the eligible purchases are charged to your Card Account.
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4. If my monthly charge is less than the monthly credit amount will the remainder be applied as a credit to my account?
No. You will be credited for each eligible purchase on your account up to the maximum monthly credit amount. You will not automatically receive the maximum credit amount each month.
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5. Does the transaction need to meet the maximum credit amount in order to receive a credit on my account?
No, you will receive a credit for every eligible purchase that posts to your account each month, up to the maximum monthly credit amount.
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6. If I didn’t use my credit in a month, does it roll over to the next?
No, the statement credit won’t roll over to the next month.
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7. My eligible charge is bundled with other charges. Will I receive the statement credit?
Streaming subscriptions and wireless telephone services bundled with another product or service or billed by a 3rd party (such as a digital platform, a cable telecommunications, internet provider, or a car manufacturer) may not be eligible for the statement credit.
Streaming and Wireless Credit Offer Terms
- Select U.S. Streaming Subscriptions Credit: From May 1, 2020 through December 31, 2020 you can earn up to $20 in statement credits each month when you use your Platinum Card® to pay for U.S. streaming subscriptions from select providers. The current list of select providers is available at americanexpress.com/rewards-info, and is subject to change at any time. If your subscription is bundled with another product or service or billed by a third party (such as a digital platform, a cable, telecommunications, or internet provider, or a car manufacturer), your purchase may not be eligible.
- U.S. Wireless Telephone Service Credit: From May 1, 2020 through December 31, 2020 you can earn up to $20 in statement credits each month when you use your Platinum Card® to pay for monthly wireless telephone services purchased directly from U.S. service providers. The following purchases are excluded: purchases of hardware or repair services; purchases from authorized retailers, resellers or third-party sellers; purchases of bundled services offered by wireless companies for TV, Internet and VoIP; and purchases of VoIP services. For additional details, visit americanexpress.com/rewards-info.
Please allow 2-4 weeks after the eligible purchases are charged to your Card Account for statement credit(s) to be posted to the Account. Please call the number on the back of the Card if statement credits have not posted after 4 weeks from the date of purchase.
American Express relies on the merchant to process transactions within the same calendar month that you made the purchase in order to apply the corresponding monthly statement credit in the month that it was intended. For example, if you make an eligible purchase on the last day of the month, but the merchant doesn't process that transaction until the next day, the transaction date will reflect the next day’s date and the statement credit would be applied in the following month.
To be eligible for this offer, your Card Account must not be canceled or past due at the time of statement credit fulfillment. Statement credits may be reversed if the eligible purchase is returned. American Express relies on accurate transaction data to identify eligible purchases.
If American Express does not receive information that identifies your transaction as eligible for the offer, you will not receive the statement credit. For example, your transaction will not be eligible if it is not made directly with the merchant. In addition, in most cases, you may not receive the statement credit if your transaction is made with an electronic wallet or through a third party or if the merchant uses a mobile or wireless card reader to process it.
If a charge for an eligible purchase is included in a Pay Over Time balance on your Card Account, the statement credit associated with that charge may not be applied to that Pay Over Time balance. Instead, the statement credit may be applied to your Pay In Full balance.
For additional information, call the number on the back of your Card.