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A couple of backpackers facing the sea
credit card art for: Platinum Card® from American Express

Platinum Card® from American Express

Annual Fee $695¤†

21.24% to 29.24% variable APR on eligible charges.¤

Discover “What's Next?” Sooner

  • 5XMembership Rewards® Pointson up to $500,000 per calendar year on flights booked directly with airlines or through American Express Travel via or by calling 1-800-525-3355.

  • 5XMembership Rewards® Points on eligible prepaid hotels booked at, including The Hotel Collection.

  • 1XMembership Rewards® Pointson other purchases Terms and limitations apply

Earn 80,000 Membership Rewards® points

after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership.

Great For:

You Can Get Over $1,500 in Value

Featured benefit imagery for $200 Hotel Credit‡.

$200 Hotel Credit

Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection1 bookings through American Express Travel using your Platinum Card®.

1The Hotel Collection requires a minimum two-night stay.

Featured benefit imagery for $200 Airline Fee Credit‡.

$200 Airline Fee Credit

Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account.1

1American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after eight weeks, simply call the number on the back of your Card. Credits issued for this benefit are up to $200 per calendar year. Qualifying airlines are subject to change. Please see terms and conditions in your confirmation email for more details.

Featured benefit imagery for $155 Walmart+ Credit‡.

$155 Walmart+ Credit

Walmart+ members enjoy shopping perks – both online and in-store – at Walmart. Use your Platinum Card® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive a statement credit that covers the full cost1 each month.

1$12.95 plus applicable taxes. Plus Up Benefits not eligible.

Featured benefit imagery for $240 Digital Entertainment Credit‡.

$240 Digital Entertainment Credit

Experience the latest shows, music, news and recipes. Get up to $20 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal when you purchase directly from one or more of the providers. Enrollment required

a reimagined canvas

Choose the Art x Platinum design that speaks to you. When you apply for a Platinum Card®, you can choose your Card’s design: our classic metal or exclusive Art x Platinum designs by world-renowned artists.

See Card Designs:

credit card art for: Platinum Card® from American Express

a card that brings art to life

Kehinde Wiley, famously known for his botanical backdrops, brings his iconic art to the Platinum Card®.

Platinum x: signature for Kehinde Wiley

Airport Lounge Showcase

Platinum Card Members receive:

Complimentary Access to The American Express Global Lounge Collection ®‡

  • Locally-inspired menus
  • Signature cocktails
  • Spa therapies from exhale®
  • High-speed Wi-Fi


  • Charlotte (CLT)
  • Dallas (DFW)
  • Denver (DEN)
  • Hong Kong (HKG)
  • Houston (IAH)
  • Las Vegas (LAS)
  • Los Angeles (LAX)
  • Miami (MIA)
  • New York (JFK)
  • New York (LGA)
  • Philadelphia (PHL)
  • Phoenix (PHX)
  • San Francisco (SFO)
  • Seattle (SEA)
Moonrise Tranquility Room@ LAX Centurion Lounge

Moonrise Tranquility Room @ LAX Centurion Lounge