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A couple of backpackers facing the sea
credit card art for: Platinum Card® from American Express

Platinum Card® from American Express

Annual Fee $695¤†

21.24% to 29.24% variable APR on eligible charges.¤

Discover “What's Next?” Sooner

  • 5XMembership Rewards® Pointson up to $500,000 per calendar year on flights booked directly with airlines or through American Express Travel via or by calling 1-800-525-3355.

  • 5XMembership Rewards® Points on eligible prepaid hotels booked at, including The Hotel Collection.

  • 1XMembership Rewards® Pointson other purchases Terms and limitations apply

Earn 80,000 Membership Rewards® points

after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership.

Great For:

You Can Get Over $1,500 in Value

Featured benefit imagery for $200 Hotel Credit‡.

$200 Hotel Credit

Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection1 bookings through American Express Travel using your Platinum Card®.

1The Hotel Collection requires a minimum two-night stay.

Featured benefit imagery for $200 Airline Fee Credit‡.

$200 Airline Fee Credit

Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account.[1]

[1]American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. See terms & conditions for more details.

Featured benefit imagery for $155 Walmart+ Credit‡.

$155 Walmart+ Credit

Walmart+ members enjoy shopping perks – both online and in-store – at Walmart. Use your Platinum Card® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive a statement credit that covers the full cost1 each month.

1$12.95 plus applicable taxes. Plus Up Benefits not eligible.

Featured benefit imagery for $240 Digital Entertainment Credit‡.

$240 Digital Entertainment Credit

Experience the latest shows, music, news and recipes. Get up to $20 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal when you purchase directly from one or more of the providers. Enrollment required

a reimagined canvas

Choose the Art x Platinum design that speaks to you. When you apply for a Platinum Card®, you can choose your Card’s design: our classic metal or exclusive Art x Platinum designs by world-renowned artists.

See Card Designs:

credit card art for: Platinum Card® from American Express

a card that brings art to life

Kehinde Wiley, famously known for his botanical backdrops, brings his iconic art to the Platinum Card®.

Platinum x: signature for Kehinde Wiley

Airport Lounge Showcase

Platinum Card Members receive:

Complimentary Access to The American Express Global Lounge Collection ®‡

  • Locally-inspired menus
  • Signature cocktails
  • Spa therapies from exhale®
  • High-speed Wi-Fi


  • Charlotte (CLT)
  • Dallas (DFW)
  • Denver (DEN)
  • Hong Kong (HKG)
  • Houston (IAH)
  • Las Vegas (LAS)
  • Los Angeles (LAX)
  • Miami (MIA)
  • New York (JFK)
  • New York (LGA)
  • Philadelphia (PHL)
  • Phoenix (PHX)
  • San Francisco (SFO)
  • Seattle (SEA)
Moonrise Tranquility Room@ LAX Centurion Lounge

Moonrise Tranquility Room @ LAX Centurion Lounge