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Platinum Card® from American Express

credit card art for: Platinum Card® from American Express

Annual Fee $695¤†

21.24% to 29.24% variable APR on eligible charges.¤

From An Artist’s Canvas To Yours

Earn 80,000 Membership Rewards® points

after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership.

Featured Benefit:

  • You can unlock over $1,500per year in statement credits earned on select purchases
    made with the Platinum Card® from American Express. Enrollment required.

Great For:

  • Flights & Hotels
  • Everyday Value
  • Luxury Travel

Additional Benefits

  • 5X Membership Rewards® Points

    on up to $500,000 per calendar year on flights booked directly with airlines or through American Express Travel via or by calling 1-800-525-3355.
  • 5X Membership Rewards® Points

    on eligible prepaid hotels booked at, including The Hotel Collection.
  • 1X Membership Rewards® Points

    on other purchases Terms and limitations apply
  • $200 Hotel Credit

    Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection1 bookings through American Express Travel using your Platinum Card®.

    1The Hotel Collection requires a minimum two-night stay.
  • $200 Uber Cash

    Platinum Card® Members get $15 in Uber Cash1 to use on eligible orders with Uber Eats and rides with Uber in the US each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. Plus, enjoy Uber's safety features – like the Door-to-Door Safety Standard. Simply download the Uber app and add your Platinum Card® to your Uber account to get started.

    1Uber Cash is available to Basic Card Member only.
  • $200 Airline Fee Credit

    Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account.1

    1American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after eight weeks, simply call the number on the back of your Card. Credits issued for this benefit are up to $200 per calendar year. Qualifying airlines are subject to change. Please see terms and conditions in your confirmation email for more details.
  • $189 CLEAR Plus Credit

    CLEAR® uses unique attributes, such as eyes or fingerprints, to digitally verify identity to help its members move faster through security at select airports nationwide. You can cover the cost of a CLEAR Plus Membership1 with up to $189 in statement credits per calendar year after you pay for CLEAR Plus with your Platinum Card.

    1Excluding any applicable taxes and fees. Subject to auto-renewal.
  • American Express Global Lounge Collection®

    You deserve choices. With the American Express Global Lounge Collection® get access to plenty, including 1,400+ airport lounges in over 500 airports around the world. Whether you’re looking for a place to rest and recharge or somewhere to catch up on work, enjoy our growing network of lounges across 140 countries and counting. As of 03/2023
  • Fine Hotels + Resorts and The Hotel Collection

    Get more when you get away. Earn 5X Membership Rewards® points on prepaid hotel bookings on Pick from thousands of hotels or start your search with our curated collections Fine Hotels + Resorts® and The Hotel Collection, where you’ll enjoy added benefits to enhance your stay.
  • Global Dining Access by Resy

    Global Dining Access by Resy gives you special access to sought-after restaurants across the globe when you add your Platinum Card® to your Resy profile or call Centurion Membership Services. Access to Exclusive reservations, premium dining experiences, Priority Notify, and more, all from or the Resy iOS app.
  • Premium Car Rental Protection

    When you use your enrolled Card to pay for rental charges for a Rental Car, you can enjoy primary coverage for Theft of or Damage to a rental vehicle and excess medical coverage if you are injured in an accident. Fees, coverage limits and coverage areas apply. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Refer to your description of coverage for a complete list of excluded vehicles. This product does not include liability coverage.
  • $240 Digital Entertainment Credit

    Experience the latest shows, music, news and recipes. Get up to $20 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, SiriusXM, and The Wall Street Journal when you purchase directly from one or more of the providers. Enrollment required
  • $155 Walmart+ Credit

    Walmart+ members enjoy shopping perks –both online and in-store –at Walmart. Use your Platinum Card to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive a statement credit that covers the full cost1 each month

    1 $12.95 plus applicable local sales tax. Plus Ups not eligible.
  • $300 Equinox Credit

    Experience Equinox membership however you want. Choose between an Equinox+ subscription with live and on-demand classes or an Equinox club membership and receive up to $300 in statement credits per calendar year when you use your Platinum Card® (membership subject to auto-renewal). Visit to enroll.
  • Cell Phone Protection[1]

    Sometimes the Unexpected Happens. You can be reimbursed for your costs to repair or replace your damaged or Stolen cell phone up to $800, subject to a $50 deductible, for 2 approved claims per 12-month period when your prior month's wireless bill was paid utilizing an Eligible Card Account. Terms and conditions apply.

    [1]Coverage is provided by New Hampshire Insurance Company, an AIG Company.
  • $100 Shop Saks With Platinum

    Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or on your Platinum Card. That’s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.

a reimagined canvas

Choose the Art x Platinum design that speaks to you. When you apply for a Platinum Card®, you can choose your Card’s design: our classic metal or exclusive Art x Platinum designs by world-renowned artists.

See Card Designs:

credit card art for: Platinum Card® from American Express

a card that brings art to life

Kehinde Wiley, famously known for his botanical backdrops, brings his iconic art to the Platinum Card®.

Platinum x: signature for Kehinde Wiley

Airport Lounge Showcase

Platinum Card Members receive:

Complimentary Access to The American Express Global Lounge Collection ®‡

  • Locally-inspired menus
  • Signature cocktails
  • Spa therapies from exhale®
  • High-speed Wi-Fi


  • Charlotte (CLT)
  • Dallas (DFW)
  • Denver (DEN)
  • Hong Kong (HKG)
  • Houston (IAH)
  • Las Vegas (LAS)
  • Los Angeles (LAX)
  • Miami (MIA)
  • New York (JFK)
  • New York (LGA)
  • Philadelphia (PHL)
  • Phoenix (PHX)
  • San Francisco (SFO)
  • Seattle (SEA)
Moonrise Tranquility Room@ LAX Centurion Lounge

Moonrise Tranquility Room @ LAX Centurion Lounge