Skip to content
40 years of platinum

MAKE TIME FOR WHAT MATTERS MOST

The Platinum Card®

credit card art for: The Platinum Card®

Earn 80,000 Membership Rewards® points

after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership.†

Annual Fee $695¤†

21.24% to 29.24% variable APR on eligible charges.¤

Apply Now

Featured Benefits

  • Uber eats on the table

    $200 Uber Cash‡

    Platinum Card® Members get $15 in Uber Cash1 to use on eligible orders with Uber Eats and rides with Uber in the US each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. Plus, enjoy Uber's safety features – like the Door-to-Door Safety Standard. Simply download the Uber app and add your Platinum Card® to your Uber account to get started.

    1Uber Cash is available to Basic Card Member only.

  • Family on their couch looking at an ipad

    $240 Digital
    Entertainment Credit‡

    Experience the latest shows, news, and recipes. Get up to $20 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal when you purchase directly from one or more of the providers. Enrollment required.

  • A couple walking along the beach

    Complimentary 3rd Night at Select Hotels

    Now through September, Platinum Card® Members can enjoy a complimentary 3rd night on eligible stays at select Fine Hotels + Resorts® and The Hotel Collection properties through American Express Travel®. And through mid-September, you have over 200 properties to choose from. Travel dates and

  • Mother and daughter watching a plane take off on the runway

    $200 Airline Fee Credit‡

    Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account.1

    1American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after eight weeks, simply call the number on the back of your Card. Credits issued for this benefit are up to $200 per calendar year. Qualifying airlines are subject to change. Please see terms and conditions in your confirmation email for more details.

Additional Benefits

  • 5X Membership Rewards® Points

    on up to $500,000 per calendar year on flights booked directly with airlines or through American Express Travel via amextravel.com or by calling 1-800-525-3355.‡

  • 5X Membership Rewards® Points

    on eligible prepaid hotels booked at amextravel.com, including The Hotel Collection.‡

  • 1X Membership Rewards® Points

    on other purchases Terms and limitations apply‡

  • $200 Hotel Credit‡

    Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection1 bookings through American Express Travel using your Platinum Card®.‡

    1The Hotel Collection requires a minimum two-night stay.

  • $200 Uber Cash‡

    Platinum Card® Members get $15 in Uber Cash1 to use on eligible orders with Uber Eats and rides with Uber in the US each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. Plus, enjoy Uber's safety features – like the Door-to-Door Safety Standard. Simply download the Uber app and add your Platinum Card® to your Uber account to get started.

    1Uber Cash is available to Basic Card Member only.

  • $200 Airline Fee Credit‡

    Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account.1

    1American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after eight weeks, simply call the number on the back of your Card. Credits issued for this benefit are up to $200 per calendar year. Qualifying airlines are subject to change. Please see terms and conditions in your confirmation email for more details.

  • $189 CLEAR Plus ® Credit‡

    CLEAR® helps get you to your gate faster by using unique facial attributes to verify you are you at select airports, stadiums, and entertainment venues nationwide. You can cover the cost of a CLEAR Plus Membership[1] with up to $189 in statement credits per calendar year after you pay for CLEAR Plus with your Platinum Card®.
    [1]Excluding any applicable taxes and fees. Subject to auto-renewal.

  • American Express Global Lounge Collection®‡

    Enjoy the benefits of the Global Lounge Collection, with a value of over $500 when you enroll into Priority Pass Select and make multiple visits to select Lufthansa lounges when flying Lufthansa, Plaza Premium lounges and Escape Lounges each year. See terms.‡

  • Fine Hotels + Resorts and The Hotel Collection‡

    Get more when you get away. Earn 5X Membership Rewards® points on prepaid hotel bookings on AmexTravel.com. Pick from thousands of hotels or start your search with our curated collections Fine Hotels + Resorts® and The Hotel Collection, where you’ll enjoy added benefits to enhance your stay.

  • Global Dining Access by Resy‡

    Global Dining Access by Resy gives you special access to sought-after restaurants across the globe when you add your Platinum Card® to your Resy profile or call Centurion Membership Services. Access to Exclusive reservations, premium dining experiences, Priority Notify, and more, all from Resy.com or the Resy iOS app.‡

  • Premium Car Rental Protection‡

    When you use your enrolled Card to pay for rental charges for a Rental Car, you can enjoy primary coverage for Theft of or Damage to a rental vehicle and excess medical coverage if you are injured in an accident. Fees, coverage limits and coverage areas apply. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Refer to your description of coverage for a complete list of excluded vehicles. This product does not include liability coverage.

  • $240 Digital Entertainment Credit‡

    Experience the latest shows, news, and recipes. Get up to $20 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal when you purchase directly from one or more of the providers. Enrollment required.

  • Walmart+ Monthly Membership Credit‡

    Get up to a $12.95 [1]statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card®.[1]Up to $12.95 plus applicable taxes on one membership fee.

  • Cell Phone Protection[1]

    Sometimes the Unexpected Happens. You can be reimbursed for your costs to repair or replace your damaged or Stolen cell phone up to $800, subject to a $50 deductible, for 2 approved claims per 12-month period when your prior month's wireless bill was paid utilizing an Eligible Card Account. Terms and conditions apply.‡

    [1]Coverage is provided by New Hampshire Insurance Company, an AIG Company.

  • $100 Shop Saks With Platinum‡

    Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on your Platinum Card. That’s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.

a reimagined canvas

Choose the Art x Platinum design that speaks to you. When you apply for a Platinum Card®, you can choose your Card’s design: our classic metal or exclusive Art x Platinum designs by world-renowned artists.

See Card Designs:

credit card art for: The Platinum Card®

a card that brings art to life

Kehinde Wiley, famously known for his botanical backdrops, brings his iconic art to the Platinum Card®.

Platinum x: signature for Kehinde Wiley;

Platinum Card Members receive:

Complimentary Access to The American Express Global Lounge Collection ®‡

  • Locally-inspired menus
  • Signature cocktails‡
  • Spa therapies from exhale®
  • High-speed Wi-Fi

Locations:

  • Charlotte (CLT)
  • Dallas (DFW)
  • Denver (DEN)
  • Hong Kong (HKG)
  • Houston (IAH)
  • Las Vegas (LAS)
  • Los Angeles (LAX)
  • Miami (MIA)
  • New York (JFK)
  • New York (LGA)
  • Philadelphia (PHL)
  • Phoenix (PHX)
  • San Francisco (SFO)
  • Seattle (SEA)
Moonrise Tranquility Room@ LAX Centurion Lounge

Moonrise Tranquility Room @ LAX Centurion Lounge

Know if you're approved with no credit score impact

If you’re approved and you choose to accept a Card, your credit score may be impacted. This application process is not available for Business Cards.

The process:

  1. Submit Application

    We'll get the information we need from you and share important terms and conditions.

  2. Get a Decision

    After you submit your application, we'll let you know if you're approved first—without any impact to your credit score.

  3. Accept the Card

    If you choose to accept the Card, the information we provide to the credit bureau(s) may impact your credit score.