American Express® Gold Card
Annual Fee $250¤†
17.49% to 24.49% variable APR on eligible charges.¤

American Express® Gold Card

On the application page – select your preferred metal card design. Whether you choose the Gold or Rose Gold design, you will receive the same benefits and features of the American Express Gold Card.
Welcome Offer

Earn 60,000 Membership Rewards® Points

after you spend $4,000 on purchases on your new Card in your first 6 months of Card Membership.
Annual Fee $250¤†
17.49% to 24.49% variable APR on eligible charges.¤

$120 Uber Cash on Gold
Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you’ll automatically get $10 in Uber Cash each month for Uber Eats orders or Uber rides in the U.S. Plus, you’ll earn 4x Membership Rewards® points for each Uber Eats purchase on your Card.

Updated Benefit
$120 Dining Credit
Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at GrubHub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.​ Terms apply.

Great For

  • Restaurants
  • U.S. Supermarkets
  • Everyday Purchases

Featured Benefits

  • $120 Dining Credit
    Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at GrubHub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required. Terms apply.
  • The Hotel Collection
    Find a hotel that fits your style. Enjoy signature perks at these upscale hotels when you book with American Express Travel.
  • More Ways to Pay
    You're in control with more ways to pay. You can choose to:
    Pay your bill in full
    Use the Pay Over Time feature to carry a balance with interest
    Use Plan It to select large purchases and split them into monthly payments with a fixed fee
    There is a limit on the total amount you can carry as a balance or move into a Plan. Any purchases beyond your limit need to be paid in full when your bill is due.¤‡

Earning Rewards

4X
Membership Rewards® Points
at restaurants worldwide,plus takeout and delivery in the U.S., and 4X points at U.S. supermarkets on up to $25,000 per calendar year in purchases

3X
Membership Rewards® Points
for flights booked directly with airlines or on amextravel.com

1X
Membership Rewards® Points
on other purchases
Terms and limitations apply.

Earn
60,000
Membership Rewards® Points
after you spend $4,000 on purchases on your new Card in your first 6 months of Card Membership.
Annual Fee $250¤†
17.49% to 24.49% variable APR on eligible charges.¤

Control How You Pay

As your spending needs change month to month, so can the way you pay your bill. You always have the option to pay in full. You also have the flexibility to carry a balance with interest or use Plan It®¤‡ to split up large purchases into monthly payments with a fixed fee, up to your Pay Over Time Limit. You may be able to keep spending beyond your limit while still earning rewards – you’ll just need to pay for any new purchases in full when your bill is due.


Travel With More Confidence

The Hotel Collection
Find a hotel that fits your style. Enjoy signature perks at these upscale hotels when you book with American Express Travel.
No Foreign Transaction Fees¤‡
See the sights, pick up a souvenir, or just shop for what you need when you're abroad. Do it all without the foreign transaction fees from American Express with the American Express® Gold Card.
Personalized Travel Service‡
Customization and flexibility are even more important in today’s travel reality—Personalized Travel Service can help you navigate it. They have up-to-date information on travel and can help book your entire trip to help ensure you don’t miss the important details.[1]  
[1]Fees apply for air travel.
Car Rental Loss and Damage Insurance
When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, You can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
Global Assist® Hotline‡
Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. Global Assist® Hotline‡ can help you prepare for your trip with customs information and more. And while you’re traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third party service providers.
Baggage Insurance Plan
Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.

Shop With More Confidence

Extended Warranty
When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.
Purchase Protection
Your Covered Purchases can be covered when they’re accidentally damaged, stolen, or lost for up to 90 days from the Covered Purchase date with your Eligible Card.
Dispute Resolution
If there is a fraudulent or incorrect charge on your statement, American Express will work with you to help resolve the issue.

Entertainment

American Express Experiences
Stay in the know with exclusive access to ticket presales and Card Member-only events in a city near you. Check out Broadway shows and concert tours, family and sporting events, and more. For more information, please visit americanexpress.com/entertainment.
American Express® Preferred Access
With Preferred Access, you will have access to premium seats for select cultural and sporting events, based on availability. For more information, please visit americanexpress.com/entertainment.
Annual Fee $250¤†
17.49% to 24.49% variable APR on eligible charges.¤

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